Compensation for impact damage?
You may be entitled to compensation for impact injuries following an accident at work, traffic accident, leisure accident, boating accident or aircraft accident. In some cases, this can amount to several million kroner in compensation.
What is an impact injury?
An impact injury occurs when muscles, tendons, cartilage or ligaments are squeezed against the body's bones in one or more rapid impacts.
But impact damage can also happen to skull, the eye and ear, for example when hit by an object such as a ball.
What kind of injuries can I suffer from an impact injury?
In the event of an impact injury, the cells in the tissue are crushed. Blood vessels can also be damaged or ruptured. In addition, the following can occur fractures in bones or knuckles. Impact injuries to the head can cause brain damage, and impact directly to an eye can damage the internal structures of the eye and, in the worst case, cause visual impairment or blindness.
Where is it common for impact damage to occur?
Impact injuries can occur in many different ways and are relatively common in the labour market. For example, impact injuries following a fall are common in the construction industry and in primary industries such as agriculture, forestry and fisheries.
The most common personal injuries with impact damage occur after occupational injury, traffic accident and leisure accident. Many impact injuries also occur during sports activities.
What are the most common injuries after an impact injury?
The most common injuries after an impact injury are crushing injuries, spinal cord injury, eye injury, hearing damage, paralyses, fracture damage, muscle injury, tendon injury, neck injury, back injury, pelvic injury, nerve damage, psychological damage, head injury, leg injury, arm injury, organ damage and CRPS.
Am I entitled to compensation for impact damage?
Answer. You may be entitled to compensation for impact damage:
- If the injury occurred at work for your employer at the workplace and is the result of an accident, you are probably entitled to compensation for occupational injury.
- If the damage occurred in traffic, you are probably entitled to compensation for traffic damage under the responsible motor vehicle's liability insurance.
- If the damage occurred in a boating accident, you can claim compensation under the boat's liability insurance, under the skipper's or boat owner's liability insurance, or directly from the skipper or boat owner.
- If the damage occurred in a plane crash you are covered by mandatory accident insurance that all airlines must take out.
- If the injury occurred due to violence, you may be entitled to compensation from the perpetrator, their liability insurance or from Office for Victim Compensation.
- If the injury occurred during leisure time you may be entitled to compensation for recreational injuries under accident insurance or travel accident insurance if you had such insurance.
- If the injury occurred during medical treatment, you may be entitled to compensation from Norwegian Patient Injury Compensation.
What types of compensation am I entitled to?
As an injured person, you may be entitled to the following types of compensation:
- Trade compensation
- Incurred and future additional expenses
- Revenue loss incurred
- Future revenue loss
- Inflicted and future loss of ability to work at home (not for occupational injuries)
- Compensation for tax disadvantage
- Compensation for redress
If you have claims related to accident insurances the amount of compensation will depend on the medical degree of disability, the insurance terms and conditions and the amount for which insurance has been taken out.
Is there a disability table for impact injuries?
Yes. Disability table is the starting point for assessing the injured party's medical degree of disability (MDD), and thus what you are entitled to in terms of compensation after an impact injury, and to determine how much you may be entitled to receive under accident insurance policies.
The Disability Table sets out the medical disability percentage for a number of diagnoses, and this sets the framework for the assessment of your medical disability, which is determined by a medical expert.
The disability table is set out in a separate regulation called Regulations on workers' compensation for occupational injuries, However, it is also used for other incidents, such as road accidents, leisure accidents, boating accidents and aircraft accidents.
Are impact injuries recognised as occupational injuries by NAV?
Answer. If the injury is due to an accident while working for an employer at the workplace, you can apply to NAV for recognition of the impact injury as an occupational injury. If you receive a decision from NAV that you have a «recognised occupational injury» you will automatically receive benefits in the NAV system.
Among other things, you can avoid paying a deductible for treatment by a doctor or physiotherapist by presenting the decision on «approved occupational injury».
As a general rule, you can also be reimbursed for expenses for medicines and special medical equipment. You may also be entitled to compensation from NAV.
- Read also: How to apply for occupational injury compensation from NAV
- Read also: How NAV assesses whether you have an occupational injury
- Read also: How an occupational injury compensation case works
How much can I receive in compensation?
For occupational injuries, traffic accidents and other so-called liability cases, the amount of compensation depends on the severity of the injury, the consequences it has had for your ability to work and the expenses you have incurred as a result of the injury. personal injury.
This must be assessed in more detail by a lawyer, but in some cases the compensation can amount to several million kroner.
Do I need a lawyer if I suffer impact damage?
The answer is yes. Impact injuries often lead to complicated compensation cases, both legally and medically. It is therefore necessary to contact a lawyer to clarify the insurance companies' liability and the financial consequences of this liability.
Do I have to pay for my own lawyer if I suffer an impact injury?
No, in compensation cases following, for example, occupational injuries and traffic accidents, your legal expenses will normally be covered by the responsible insurance company to a reasonable and necessary extent.
You must pay for your own lawyer in accident insurance cases following an impact injury during your free time.
If the compensation case after an impact injury proceeds to legal proceedings, many people will have a legal expenses insurance which in most cases covers part of the legal fees.
Why should I choose Advokatfirmaet Halvorsen & Co?
The law firm Halvorsen & Co is one of the country's leading law firms specialising in compensation cases following impact injuries.
Over 30 years, our clients have received billions of kroner in compensation. We are nationwide and have only specialised lawyers with extensive experience. With us, you always get a free consultation to assess your compensation case. Get in touch with us today.