What is a personal injury?
Personal injury compensation? A personal injury is a physical or mental psychological damage on a person, usually after an accident.
Where is it common for injuries to occur?
Personal injuries normally occur in accidents at work, in traffic, during leisure time, in the event of occupational illness or during treatment in the healthcare system.
Am I entitled to compensation for personal injury?
Answer. In many cases, you are entitled to compensation for personal injury:
- If the personal injury occurred while working for the employer, at the workplace during working hours, you are probably entitled to compensation from the employer's occupational injury insurance company.
- If the personal injury occurred in traffic, you are probably entitled to compensation under the responsible motor vehicle's liability insurance.
- If the personal injury occurred as a result of malpractice in healthcare, you are probably entitled to compensation from Norwegian Patient Injury Compensation.
- If the personal injury occurred due to violence, you may be entitled to compensation from the perpetrator, their liability insurance or from Office for Victim Compensation.
- If the personal injury occurred during leisure time, you may be entitled to compensation under accident insurances or travel accident insurance.
You may also be entitled to compensation for personal injury through other insurance schemes. These may be insurance policies that you or other family members have taken out, or through insurance policies taken out by your employer.
Membership of a trade union or a sports club may also be covered by insurance that can compensate you for personal injury.
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Watch the video nowWhat are the most common injuries after an occupational injury?
The most common personal injuries we treat, and which provide compensation for occupational injuries, are head injury, neck injury, fracture damage and hearing damage.
Accidents most often occur in connection with crushing accidents, fall accidents and road accidents. But you may be entitled to compensation for a number of other occupational injuries and damage events.
You can find these on our list of which injuries can entitle you to occupational injury compensation.
What are the most common injuries after a road accident?
The most common personal injuries that can give you compensation after a road accident are head injury, neck injury, multiple trauma, fracture damage, back injury, organ damage and psychological damage.
What are the most common injuries after a leisure accident?
The most common injuries that can leave you compensation for leisure accident is head injury, neck injury, fracture damage, back injury and organ damage. Most injuries occur during leisure time in connection with sports and activities where collisions, falls and crush injury are common, but injuries also occur in connection with flight, boat- and water activities.
What are the most common injuries after a patient injury?
The most common injuries that can leave you compensation for patient injury malpractice in connection with orthopaedic procedures with nerve damage and CRPS, delayed diagnosis related to cancer, dental and oral malpractice, hospital-acquired infections and medication errors.
What requirements must be met for me to be entitled to compensation?
In order for you to be entitled to compensation for personal injury, the following three main conditions must be met:
- Basis for liability. Someone must be at fault for the personal injury.
- Causal connection. There must be a connection between the accident/incident and the personal injury and between the personal injury and your financial loss.
- Financial loss. There must be a financial loss as a result of the personal injury.
In most personal injury compensation cases, it is necessary to obtain a medical specialist certificate to determine the injured party's permanent medical disability degree (VMI).
Is there a disability table for personal injury?
Yes. Disability table is used to determine the degree of medical disability in order to determine whether and, if so, what you may be entitled to in compensation for loss of earnings, and to determine how much you are entitled to be paid under accident insurances.
The disability table is basically part of a separate regulation for occupational injury cases, but it's also used in a number of other personal injury compensation cases.
What types of compensation am I entitled to for personal injury?
As a personal injury victim, you may be entitled to the following types of compensation:
- Trade compensation
- Incurred and future additional expenses
- Revenue loss incurred
- Future revenue loss
- Inflicted and future loss of ability to work at home
- Compensation for tax disadvantage
- Compensation for redress.
If you have a claim related to accident insurance, the amount of compensation will depend on your degree of medical disability, the terms and conditions of the insurance and the amount for which insurance has been taken out.
How much can I receive in compensation after a personal injury?
For occupational injuries, traffic accidents and other so-called liability cases, the amount of compensation depends on the severity of the injury, the consequences it has for your ability to work and the expenses you have incurred as a result of the injury.
This will need to be assessed in more detail by a lawyer, but the compensation may amount to several million kroner.
The amount of compensation under accident insurance depends on the degree of medical disability (VMI), the insurance terms and the amount of insurance taken out.
Read also: Stefan received NOK 4.3 million in compensation for occupational injury
What rights do I have with NAV if I suffer a personal injury?
You will normally be entitled to social security benefits from NAV if you have been injured or become ill.
What many insurance schemes have in common is that you are obliged to ensure that you first receive the benefits you are entitled to from NAV.
As the insurance does not compensate for the benefits you are entitled to from NAV, it is important that you make sure you get what you are entitled to from the public sector.
You can read more about social security here.
Do I need a lawyer after a personal injury?
Yes, we do. Personal injuries often lead to complicated compensation cases both legally and medically. Therefore, it is necessary to contact a lawyer to clarify the insurance companies' liability and the financial consequences of this liability.
There are also a number of deadlines in personal injury cases. It is important to keep track of these deadlines in order to receive the compensation you are entitled to.
If you make a mistake on your own in a personal injury case, you could risk missing out on significant compensation.
Do I have to pay for my own lawyer after a personal injury?
No, in compensation cases following, for example occupational injuries and road accidents your legal expenses will normally be covered by the responsible insurance company to a reasonable and necessary extent.
I patient injury cases vil Norwegian Patient Injury Compensation cover your legal fees in the phase of the case where the amount of compensation is determined. There are special rules for coverage of legal fees in these cases, and you should talk to your lawyer about this.
In accident insurance cases after accidents during leisure time you normally have to pay for a lawyer yourself.
If the compensation case after a personal injury proceeds to legal proceedings, many people will have a legal expenses insurance which in most cases covers part of the legal fees.
Why should I choose Advokatfirmaet Halvorsen & Co?
Halvorsen & Co is one of Norway's leading personal injury law firms. Over almost 30 years, our clients have received billions of kroner in compensation.
We are nationwide and have only specialised lawyers with extensive experience.
With us, you always get a free call to assess your compensation case. Get in touch with us today.
Do you need help with personal injury compensation?
Thomas Chr. Wangen
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