Replacement for multi-trauma?
You may be entitled to compensation for multi-trauma following an occupational injury, traffic injury, recreational injury, boating accident, aviation accident, etc.
What is multi-trauma?
Multitrauma is often used as an umbrella term for several serious injuries following one and the same accident. The injuries must involve two or more body regions and most often occur in the musculoskeletal system.
Which injuries can be covered by a multi-trauma?
A multi-trauma can include many types of injuries, including crushing injuries, paralyses, spinal cord injury, muscle injury, hearing damage, Psychological damage, facial injury, neck injury fracture damage, CRPS, muscle injury, tendon injury, back injury, pelvic injury, loss of limbs, Nerve damage outside the central nervous system, eye injury, leg injury, arm injury, lung injury and organ damage.
What are the most common accidents that can result in a multi-trauma?
The most common accidents that can lead to a multi-trauma are traffic accidents, work accidents and leisure accidents.
Am I entitled to compensation for multiple trauma?
Yes, you can. You may be entitled to compensation.
- If the injury occurred at work, you are probably entitled to compensation for occupational injury.
- If the damage occurred in traffic, you are probably entitled to compensation from the insurance company of the vehicle that injured you.
- If the injury occurred during leisure time you are entitled to compensation under accident insurances or travel accident insurance if you had such insurance.
- If the injury occurred in a boating accident, you can claim compensation under the boat's liability insurance, under the skipper's or boat owner's liability insurance, or directly from the skipper or boat owner.
- If the injury occurred in a plane crash you are covered by mandatory accident insurance that all airlines must take out.
- If the injury occurred due to violence, you may be entitled to compensation from the perpetrator, their liability insurance or from Office for Victim Compensation.
Read more: Act on occupational injury insurance
Read more: Act on compensation for damages
Read more: Act on motor vehicle liability
In most compensation cases, it is necessary to obtain a medical specialist certificate to determine the injured party's medical degree of disability.
What types of compensation am I entitled to?
As an injured person, you may be entitled to the following types of compensation:
- Trade compensation
- Incurred and future additional expenses
- Revenue loss incurred
- Future revenue loss
- Compensation for redress
- Incurred and future loss of ability to work at home
- Compensation for tax disadvantage
You may also be entitled to compensation under accident insurances, and under disability insurances if the injury renders you fully or partially unable to work.
How much can I receive in compensation?
The amount of compensation for multi-trauma depends on the severity of the injury and the consequences it has for your ability to work. Your age also affects the amount of compensation if you have lost the ability to work. In addition, there is the size of the expenses you have incurred.
This will need to be assessed in more detail by a lawyer, but the compensation may amount to several million kroner.
Is there a disability table for multi-trauma?
Yes. Disability table is the starting point for assessing the injured party's medical degree of disability (MDD), and thus what you are entitled to in terms of compensation, and to determine how much you may be entitled to receive under accident insurance policies.
The Disability Table sets out the medical disability percentage for a number of diagnoses, and this sets the framework for the assessment of your medical disability, which is determined by a medical expert.
The disability table is set out in a separate regulation called Regulations on workers' compensation for occupational injuries, but is also used for other damage incidents, such as road accidents, leisure accidents, boat accidents and aircraft accidents.
Is multi-trauma recognised as an occupational injury by NAV?
Answer. If the injury is due to an accident while working for an employer at the workplace, you can apply to NAV for recognition of multi-trauma as an occupational injury. If you receive a decision from NAV that you have a «recognised occupational injury», you will automatically receive benefits in the NAV system.
Among other things, you can avoid paying a deductible for treatment by a doctor or physiotherapist by presenting the decision on «approved occupational injury».
As a general rule, you can also be reimbursed for expenses for medicines and special medical equipment. You may also be entitled to compensation from NAV.
Read also: How to apply for occupational injury compensation from NAV
Read more: How NAV assesses whether you have an occupational injury
Do I need a lawyer?
Answer. Multi-trauma often involves very serious injuries, and compensation cases are usually complicated both legally and medically. Therefore, you should not take up the fight for compensation without engaging a lawyer who is an expert in compensation law.
We often see that clients who consult a lawyer achieve higher compensation than those who try to handle the compensation settlement on their own.
Do I have to pay for my lawyer myself?
No, in compensation cases following, for example, occupational injuries and traffic accidents, your legal expenses will normally be covered by the responsible insurance company. You can also have your legal expenses covered through various legal expenses insurance. I accident insurance cases after multitrauma in your free time, you must pay for the lawyer yourself.
Why should I choose Advokatfirmaet Halvorsen & Co?
Halvorsen & Co is one of Norway's leading law firms specialising in multi-trauma compensation cases.
Over almost 30 years, our clients have received billions of kroner in compensation. We are nationwide and have only specialised lawyers with extensive experience.
With us, you always get a free call to assess your compensation case. Get in touch with us today.