Compensation for power damage - electric shock

What is electrical damage?

You can get an electrical injury when an electric current passes through your body.

Are there different types of electricity that cause damage?

There are two types of electricity that can cause electrical damage:

1. Low-voltage electricity. This rarely causes burns, but can in some cases cause cardiac arrest, and it can also cause deep internal burns.
2. High-voltage current. Damage occurs after contact with high-voltage electricity or lightning strikes. This can result in serious electrical damage such as burns, nerve damage and damage to internal organs.

How many electrical injuries occur in Norway every year?

According to Norwegian Working Environment Institute Every year, around 3,000 working people are affected by electrical injuries in Norway - every single year.

What should I do if there is a power failure?

It is important to contact a healthcare professional immediately. You can read more about first aid and dealing with electrical injuries at Norwegian Health Informatics.

All electrical damage should also be reported to Directorate for Security and Emergency Preparedness, NAV, responsible insurance company and in serious cases also to Labour Inspection Authority and the police.

What kind of injuries are caused by an electrical fault?

Power damage can lead to heart damage, damage to vessels, skin damage, kidney damage, muscle injuries, skeletal injuries, nerve damage, organ damage and head injury.

Where is it common for power damage to occur?

Most electrical damage occurs when occupational injuries and leisure accidents.

Am I entitled to compensation for power damage?

Answer. You may be entitled to compensation for electricity damage:

• If the injury occurred at work for your employer at the workplace, and is the result of an accident, you are probably entitled to compensation for occupational injury.
• If the damage occurred in traffic, you are probably entitled to compensation for traffic damage under the responsible motor vehicle's liability insurance.
• If the injury occurred during your leisure time, you may be entitled to compensation for leisure-time injuries under accident insurance or travel accident insurance if you had such insurance.

What types of compensation am I entitled to for power damage?

As an injured person, you may be entitled to the following types of compensation:

• Trade compensation
• Incurred and future additional expenses
• Revenue loss incurred
• Future revenue loss
• Compensation for redress
• Inflicted and future loss of ability to work at home (not for occupational injuries)
• Compensation for tax disadvantage

If you have accident insurances the amount of compensation will depend on the medical degree of disability, the insurance terms and conditions and the amount for which insurance has been taken out.

You may also have claims under disability insurance if the injury renders you fully or partially unable to work.

Is there a disability table for electrical injury?

Yes. Disability table is the starting point for assessing the injured party's medical degree of disability (MDD), and thus what you are entitled to in compensation after an electrical injury depending on the type of injury, and to determine how much you may be entitled to receive under accident insurance policies.

The Disability Table sets out the medical disability percentage for a number of diagnoses, and this sets the framework for the assessment of your medical disability. This is determined by a medical expert.

The disability table is set out in a separate regulation called Regulations on workers' compensation for occupational injuries, However, it is also used for other incidents, such as road accidents, leisure accidents, boating accidents and aircraft accidents.

Are electrical injuries recognised as occupational injuries by NAV?

Answer. If the injury is due to an accident while working for an employer at the workplace, you can apply to NAV for recognition of an electrical injury as an occupational injury. If you receive a decision from NAV that you have an «recognised occupational injury» you will automatically receive benefits in the NAV system.

Among other things, you can avoid paying a deductible for treatment by a doctor or physiotherapist by presenting the decision on «approved occupational injury».

As a general rule, you can also be reimbursed for expenses for medicines and special medical equipment. You may also be entitled to compensation from NAV.

• Read also: How to apply for occupational injury compensation from NAV
• Read also: How NAV assesses whether you have an occupational injury

How much can I receive in compensation for electricity damage?

For occupational injuries, traffic accidents and other so-called liability cases, the amount of compensation depends on the severity of the injury, the consequences it has had for your ability to work and the expenses you have incurred as a result of the injury. personal injury. This needs to be assessed in more detail by a lawyer, but the compensation may amount to several million kroner.

The amount of compensation under accident insurance depends on the degree of medical disability (VMI), the insurance terms and the amount of insurance taken out.

Do I need a lawyer if I have a power cut?

The answer is yes. Electricity damage often leads to complicated compensation cases, both legally and medically. It is therefore necessary to contact a lawyer to clarify the insurance companies' liability and the financial consequences of this liability.

Do I have to pay for my own lawyer if I get an electrical injury?

No, in compensation cases following, for example, occupational injuries and traffic accidents, your legal expenses will normally be covered by the responsible insurance company to a reasonable and necessary extent.

You must pay for your own lawyer in accident insurance cases following an electrical injury during your free time.

If a claim for compensation after an electrical injury goes to court, many people will have a legal expenses insurance which in most cases covers part of the legal fees.

Why should I choose Advokatfirmaet Halvorsen & Co?

The law firm Halvorsen & Co is one of Norway's leading law firms specialising in personal injury compensation cases following electricity damage.

Over almost 30 years, our clients have received billions of kroner in compensation. We are nationwide and have only specialised lawyers with extensive experience.

With us, you always get a free call to assess your compensation case. Get in touch with us today.