Romerike Insolvency Forum, 16 September Programme and registration →
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The video is part of our video series where the lawyers at Halvorsen & Co answer frequently googled questions about tort law, family law, inheritance law, labour law and bankruptcy law.
When you are involved in a road traffic accident and suffer personal injury, you can claim compensation from the insurance company of the vehicle that caused the injury. How much compensation you are entitled to is often the question we are asked, but we try not to focus too much on that initially. However, it's important to inform the client about the items for which compensation can be claimed and, if applicable, how much compensation can be claimed over time. The principle is that you must have an insurance company to deal with, the accident must be the cause of your injury, and it must be the cause of the financial loss. And then we start looking at what you can claim.
As a starting point, you can claim compensation for pain and suffering and loss of income, which is often the largest item. Then you can claim expenses, for example if you have to see a physiotherapist or other forms of treatment, and you can claim compensation for reduced ability to work at home, for example if you are no longer able to make your bed or other everyday tasks that most people do. In addition, you can claim legal expenses.
One example is a woman who is 40 years old and has a permanently medically impaired quality of life of 15 per cent, which means that you are entitled to group one compensation and that she is completely unable to work as a result. When I looked at the items of group one compensation, some loss of work at home, some expenses and loss of income, compensation could be in the order of NOK 3 to 4 million. What we see is that through our counselling and guidance through a compensation process, and then in the final negotiations that take place, possibly a legal process, we consistently achieve good results for our clients compared to what the companies usually propose first and what the end result is. So having a chat with us to get assistance and guidance can very much pay off.